Panama
Key Benefits

Eligibility to apply for Panamanian citizenship after five years of residence & more.

Investment

From

$300,000

PANAMA

Panama Residence by Investment Program

Obtain residency in one of Latin America’s leading financial and business hubs. Panama offers investors and their families an attractive residency-by-investment pathway with access to a strategic international location, favorable tax environment, and strong global connectivity.

  • Investment starting from USD 300,000

  • Residency in a globally connected business hub

  • Family inclusion under one application

  • Potential pathway toward Panamanian citizenship


About Panama

Panama is a fast-growing country in Central America recognized for its international banking sector, strategic geographic location, and the world-famous Panama Canal. The country offers a business-friendly environment, attractive tax advantages, and strong international connectivity between North and South America.

Country Information

  • Capital: Panama City

  • Official Language: Spanish

  • Currency: Balboa and US Dollar (USD)

  • Total Area: 75,417 km²


Why Choose Panama?

  • Strategic location connecting North and South America

  • International banking and financial center

  • Favorable tax environment

  • Strong global trade and logistics infrastructure

  • Growing economy and business opportunities

  • Access to international markets and connectivity

  • Attractive lifestyle and modern infrastructure

  • Long-term residency opportunities for investors and families


Program Overview

Panama’s Residence by Investment Program, commonly referred to as the Panama Golden Visa or Panama Qualified Investor Program, provides foreign nationals and their eligible family members with the opportunity to obtain residency through qualifying investments in Panama.

The program is designed for investors seeking international mobility, business opportunities, and long-term residency in a stable and strategically located country.


Program Benefits

  • Right to live, work, and study in Panama

  • Inclusion of eligible family members

  • Access to Central, North, and South American markets

  • Attractive business environment and international banking system

  • Favorable tax environment and global connectivity

  • Opportunity to invest in a growing economy

  • Pathway toward Panamanian citizenship subject to legal residence requirements

  • Access to a modern international business hub


Investment Options

Applicants may qualify through one of the following investment routes:

Qualified Investor Program

Qualifying investments must generally be maintained for a minimum of five years.

Real Estate Investment

  • Minimum investment starting from USD 300,000 in qualifying real estate


Stock Exchange Investment

  • Minimum investment starting from USD 500,000 through approved securities or stock exchange investments


Fixed-Term Bank Deposit

  • Minimum fixed-term bank deposit starting from USD 750,000 with an approved Panamanian banking institution

Investment thresholds and program requirements may change in accordance with government regulations.


Main Applicant Eligibility

To qualify for the Panama Residence by Investment Program, the main applicant must:

  • Be at least 18 years old

  • Hold a valid passport

  • Have a clean criminal record

  • Demonstrate lawful source of funds

  • Complete a qualifying investment in Panama

  • Meet all immigration and compliance requirements


Eligible Dependents

The following family members may generally be included in the application:

  • Spouse

  • Dependent children

  • Dependent parents

Dependent eligibility is subject to applicable immigration regulations and supporting documentation requirements.


Application Process

Step 1 – Route Selection

Selection of the preferred qualifying investment route.

Step 2 – Document Collection

Preparation and collection of legal, financial, and supporting documentation.

Step 3 – Due Diligence

Completion of due diligence and compliance procedures.

Step 4 – Application Submission

Submission of the residency application to the relevant Panamanian authorities.

Step 5 – Review & Approval

 Review and approval of the residency application.

Step 6 – Permit Issuance

 Issuance of residency permits upon successful approval.


Citizenship Eligibility

Successful applicants may become eligible to apply for Panamanian citizenship after approximately five years of legal residence, subject to applicable residency, language, and naturalization requirements.

Certain nationalities may qualify for accelerated timelines under local regulations.


Estimated Processing Time

Applications are generally processed within approximately 2 to 3 months, subject to government procedures, application completeness, due diligence requirements, and the selected investment route.


Important Notice

The Panama Residence by Investment Program is subject to Panamanian immigration laws and government regulations. Investment thresholds, eligibility criteria, processing times, and residency conditions may change in accordance with official policies.


Professional Support by Across Immigration Consultancy

Across Immigration Consultancy provides comprehensive support throughout the residency application process, including eligibility assessment, investment and property guidance, document preparation, application coordination, compliance support, and follow-up with the relevant authorities until residency approval and renewal procedures.